Broker Check

Pompano Beach Office

PO Box 124,

Pompano Beach, FL 33061
Rick Gow

Rick Gow

Certified Senior Advisor & Wealth Advisor

I am the Founder and President of Life Plan Retirement Partners, LLC, a Wealth Advisor, and a member of the Society of Certified Senior Advisors.  I am a nationally recognized speaker on many topics from long-term care financial planning topics to tax mitigation planning strategies for business owners and high net worth individuals. 

Every client is unique, from their personal goals and objectives to their circumstances and situations that brought them to me.  Depending on these factors and many others I may start a relationship with one of a few tools, like my Long-Term Care Financial AssessmentSM that addresses various components: from income generation, Medicaid & Veteran’s Administration compliant insurance products to real estate & wealth transfer strategies and principal protection, just to name a few.  Of course, as unique as the solutions, so too are the clients I serve, from sports figures, celebrities, business owners and veterans.  With most of these clients I may instead use my LIfe Plan or Retirement Funding Analysis to educate them and then develop a strategy bringing in other professionals to address areas from estate structures, business valuation, succession planning, asset protection and risk mitigation.  I work with each client to provide a plan that incorporates their specific goals and needs, while working hand-in-hand with their agents, business managers, attorneys, and accountants to maximize the estate for their use today and the long-term.    

I created Life Plan Retirement Partners, LLC, so I could better assist my diverse client base, with their needs of steady reliable income, principal protection, tax mitigation and asset protection from possible litigation or government entities.  I began my career in insurance and finance, receiving my license for life insurance in 1992 then FINRA Series 6 in 1993.  In 2010, I joined Lara, May & Associates, LLC, where I honed my skills working with professional partners to serve high net worth individuals and families to answer their needs with a comprehensive plan addressing these  unique issues.  Prior to that, I worked in Morgan Stanley’s Global Wealth Management Group focused on wealth accumulation strategies and income producing investments for affluent individuals across the country.  I am a licensed insurance agent (Life, Health, Long-term Care, Disability & Annuities) and financial planner, having completed the FINRA Series 6, 7, 31 and 66 exams, enabling me to provide long-term care and comprehensive financial planning in over a dozen states coast-to-coast.  I was nominated by my peers and selected for the Northern Virginia Magazine’s Top Financial Professionals list in 2015 and 2016 for both Insurance Planning and Employee Benefits.

Originally a native Virginian, I attended the Northern Virginia Community College and then George Mason University.  In service of my country, I was a Sergeant, Antitank Section Leader and in Urban Warfare Special Operations in the Virginia Army National Guard, receiving an honorable discharge in 1990. Today, I am a resident of Florida and am proud to be a ruling elder of my church and involved in a wide variety of volunteer organizations and professional associations nationally that allow me to give back to this great nation that has afforded me so much.

I am currently registered with the self-regulatory organization, FINRA, and licensed as a broker in California, Colorado, District of Columbia, Florida, Maryland, Massachusetts, North Carolina, South Carolina, Virginia & Wisconsin.  I am registered as an Investment Advisor Representative in Florida (not all jurisdictions require IAR registration or may have an exemption from registration).  I am insurance licensed in District of Columbia, Florida, Maryland, North Carolina, Virginia & West Virginia. If you do not see your state listed that doesn’t mean I may not assist you, it just means I may need to get licensed in your state to work with you, and that is very normal in our industry and that can typically be done online in under one day.